CRDB Bank Plc is an African bank and a leading financial services provider in Tanzania with current presence in Tanzania and Burundi, East Africa. CRDB is urgently hiring a Senior Specialist TACATDP Implementation Credit. Applications are open for January 2025. Apply now!
Job Purpose
To guarantee that the bankās lending systems provide sufficient control of the loans applied under the TACATDP and that the clean green asset loan portfolio expands in accordance with the terms and conditions outlined in the bankās credit policies and procedures.
Principle Responsibilities
- To ensure that the Agriculture Resilience and Adaptation (ARA) loans filed by the bankās business and lending personnel are disbursed in compliance with the eligibility standards and the special group memo that has been formed.
- Assist the bank in expanding its green asset portfolio by making sure the loans sent to the credit department are distributed correctly.
- Ensuring that the bankās credit policies and procedures, as well as applicable national and international laws, regulations, and best practices, are followed when applying for and disbursing ARA loans.
- Examining and evaluating information to determine creditworthiness and creating reports on a regular basis.
- Make that the loan applications and submissions to the credit analysts adhere to the E&S risk classification and environmental and social risk assessment.
- Credit analysts should get training, capacity building, and education on the proper eligibility requirements for TACATDP loan issuance as well as the applicable adaptation technologies funded by TACATDP.
- For prompt credit risk avoidance and/or mitigation, notify the credit department of any updates or modifications to the green lending requirements.
- Analyze, create, and produce credit periodic performance reports in accordance with the TACATDP performance metrics and criteria that lenders want in accordance with their contractual obligations.
- The individual regularly reviews financial documents and credit reports to monitor the performance of TACATDP Loans.
Qualifications Required
- Possess a bachelorās degree from an accredited university or institution in banking, economics, accounting, statistics, or a similar field.
- It will be advantageous to have the following credentials: CPA, ACCA, and a postgraduate degree or masterās degree in business administration.
- Someone who has extensive expertise in banking, statistics, accounting, and economics
- Someone with real-world expertise managing social and environmental risks in project loans and commercial operations.
- Understanding of financial analytics and credit
- Familiarity with databases, spreadsheets, and other credit or financial tools.
- Strong proficiency with Microsoft Office (Word, Excel)
- As well as a PowerPoint presentation).
- Understanding of economics, finance, business, and industry risk analysis
- Capacity to comprehend, recognize, evaluate, and control social, gender, and environmental hazards to corporate operations, loans, and projects.
- Analytical aptitude and comprehension of general business concerns.
- Capabilities for risk and regulatory management
- Communication and report-writing abilities.
- The capacity to choose priorities, fulfill important deadlines, and handle pressure.
- Problem-solving and creative thinking skills are essential.
- The capacity to interact with and manage relationships with a variety of stakeholders and business owners.
CRDB Commitment
CRDB Bank encourages applicants who share its commitment to sustainability and ESG policies. The bank encourages applications from women and people with disabilities since it also supports an inclusive workplace.
Note that there are no fees associated with the application or hiring process at CRDB Bank. Please dismiss any requests for payment as they do not reflect the bankās policies.
We will only get in touch with the shortlisted candidates.
How to Apply
The CRDB Recruitment Portal, located at https://careers.crdbbank.co.tz/jobs, is the only option to submit an application.